Category Archives: Finances

Honesty is always the best policy?

Life got even more ludicrous today.

I’ve been waiting for my Jobseeker’s Allowance to come through and it’s taken nearly two months to discover the problem – my theology course. I need this sorted to have the piece of paper to take to the council to claim my housing benefit, so it is very important.

When I first signed on, I made the mistake of being honest about doing my theology course. The rules say that anything involving sixteen hours or more study time per week constitutes full-time study (which seems silly to me – a bit like adult prices starting from age twelve) and thus would mean one is not entitled to benefits. Now, my course involves one (at its peak two) evening classes a week of two-and-a-half hours each. Even then with private study hours matching contact hours, I have only been doing ten hours per week study at most.

However, as I discovered recently when trying to use a computer in a postgraduate-only room in the university, they (Durham University, who validate my theology course) have registered me as an undergraduate (despite me technically still being a postgraduate, though as I have been viva-ed already, I’m not any more). What’s more, they have me down as a full-time student.

Therefore, I find myself in a fix. What counts in the eyes of the law is the title, not the reality. Thus, being registered as a full-time student, I officially do sixteen hours plus in a week, by definition, even though this does not match the reality. The implication is that the money I was hoping to get paid will not appear as the course only finished yesterday and it’s only from today that I am not a full-time student, not when I made my claim after my PhD viva.

It seems crazy to me that a desire to be honest and upfront could cause so many issues. I stand to lose about £400 in JSA and another £310 in housing benefit as a result of this. The theology course people are refusing to send a letter to the Job Centre explaining the reality of the situation, or that seemed to be the gist of the phone conversation I had this morning. I don’t know if the Job Centre will accept there was an honest misunderstanding, or whether I’ll now be accused of making a false claim.

Moreover, this was money I was planning to use for a deposit on a flat when the time comes to move to start my job, whichever one that ends up being. I’ve already taken out a loan from my bank, so I don’t think borrowing more is an option, so if I need to find a deposit and first month’s rent, plus meet the cost of moving, I could be up shit creek without a paddle unless maybe my employer can help, but of course they have no such obligation. My parents may be able to help, but that’s also a case of ‘wait and see’. I would have been much better off and had far less stress if I had lied, which surely is wrong!?!

Ever feel the walls are closing in? There’s only one thing to sing at a time like this, on the basis that anything is better than a nervous breakdown: